Xiaomi EV Q&A
中文
Back
! Time-sensitive Episode 6 · Question 4

If the financial loan application is not approved, can the deposit be refunded?

Official answer

The official cooperative institutions for Xiaomi Auto Financial Services include mainstream commercial banks such as China Construction Bank, CITIC Bank, Ping An Bank, and China Merchants Bank, as well as Huachen East Asia Auto Finance Co., Ltd. and Jiangsu Financial Leasing Co., Ltd. We offer various financial products tailored to different types of customers. If you have concerns about whether your installment approval will pass, you can consult store product experts in advance. After using the financial "Test It" feature, determine whether to lock the order based on the results. The deposit is voluntarily refundable before locking the order, but non-refundable after locking.

Continue reading

Related Q&As

! Time-sensitive Episode 5 2024-04-02

Some social media platforms claim there are interest-free or preferential policies for the Xiaomi SU7. Is this true?

There are currently no additional preferential policies from the official channel. Please be cautious when evaluating promotional information from unofficial channels to avoid being deceived.

Pricing & FinancingOrdering & Benefits SU7
! Time-sensitive Episode 8 2024-04-05

Will trade-in preferential policies be launched later for fuel vehicles or new energy vehicles?

No trade-in preferential policies have been launched currently; please follow official notifications on the Xiaomi Auto APP for future policies.

Ordering & BenefitsPricing & Financing
! Time-sensitive Episode 3 2024-03-31

When does payment of the final balance for the Xiaomi SU7 begin?

After locking the order, cash buyers can pay the balance upon confirming order details, and finance buyers can pay after loan approval, both via the APP.

Ordering & BenefitsPricing & Financing SU7
! Time-sensitive Episode 36 2024-05-03

Can digital RMB be used to pay the deposit or the remaining balance?

Digital RMB payment is not supported; deposits and balances can be paid via WeChat Pay, Alipay, and other methods.

Pricing & FinancingOrdering & Benefits
Expanded image