Xiaomi EV Q&A
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! Time-sensitive Episode 24 · Question 2

After locking the order, do I only need to start formal installment repayments after delivery, or do I need to repay as soon as the loan is approved?

Official answer

After locking the order, loan qualification review must first be conducted. After passing the review and upon invoicing for delivery, you can apply to the bank for loan disbursement (disbursement times vary by bank, generally within 1-3 days). Repayment will only commence after the bank loan is officially disbursed (i.e., after funds are released). The specific repayment time is subject to bank notifications.

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