Why do I need to apply for a loan before my car even arrives, let alone seeing it?
Official answer
For users choosing to purchase the vehicle via loan, there are relevant loan processing procedures on the bank's side that require cooperation, such as credit assessment, face-to-face signing, loan amount approval, and paying the remaining balance. Only after these processes are completed can the final loan be disbursed. Each step requires corresponding processing time; if the loan funds have not been disbursed, vehicle pickup cannot be completed. Therefore, completing the loan process in advance helps ensure that once the vehicle arrives at the delivery center, we can arrange your pickup immediately, shortening the waiting time on-site.