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! Time-sensitive Episode 4 · Question 6

Are there more types of loan policies available, such as 50-50 split or zero-down-payment options?

Official answer

Currently, there are no 50-50 or zero-down-payment product policies. However, we offer the most mainstream equal installment repayment products in the market: starting with a 15% down payment, up to 60 installments. Additionally, ordering now enjoys a limited-time annual fee rate discount of 2.5%. Taking the Xiaomi SU7 Standard Edition as an example, the minimum down payment is only 32,400 RMB, with monthly payments under 3,500 RMB.

Xiaomi Auto Financial Services will always pay attention to user needs and continue to develop and iterate financial products. Stay tuned.

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If I selected installment payments when purchasing, can I later pay the balance in full?

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When does payment of the final balance for the Xiaomi SU7 begin?

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If the financial loan application is not approved, can the deposit be refunded?

The deposit is refundable before locking the order, but non-refundable after locking. It is recommended to conduct a financial assessment before applying for a loan.

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