What is the difference between Xiaomi Auto's financial services and products offered by external institutions?
Xiaomi Auto Financial Services is the official financial service brand of Xiaomi Auto, ensuring safety, reliability, and guarantees. Officially partnered financial institutions offer advantages such as low installment rates, flexible terms, diverse plans, and unified pricing, meeting your various loan needs. Account managers provide support throughout the application process. The process is online, requires minimal documentation, and is simple, efficient, and fast for approval.
You need to carefully verify the qualifications of non-official partner institutions. Their service prices and plans are unknown, and there is significant uncertainty regarding their service approval processes and quality. If you encounter problems, other institutions may face risks such as staff losing contact, loss of application documents, or leakage of personal information, which could adversely affect your ability to purchase a car via installments.
Therefore, Xiaomi Auto recommends using official financial services for purchasing a car via installments.